Training Advanced Credit Administration

PURPOSE

The participant * syarat & ketentuan berlaku will learn make a good road map to build and manage an
effective credit administration area of the bank and to satisfy
regulators’ requirement to operating a safe and sound bank from a
credit risk perspective.

OUTLINE

1. Well Defined Credit Culture Established and Supported
   • An Effective Loan Policy
2. Highly Effective Risk Assessment and Credit Underwriting System
   • Choosing the right personnel to be Credit Analysts, Lenders or
     Loan Administrators
   • Knowing how to balance Risk and Rewards through proper credit,
     ratio and cash flow analysis
   • Knowing how to report risk assessment by writing effective credit
     memoranda
3. Highly Effective Credit Committee
   • Considers all pertinent information
   • Allows members to express their opinion “freely”
   • Records Minutes that matter
4. Utilize Credit Risk Rating To Identify Risk In The Loan Portfolio
   • Clearly defining credit grades and applying them to various types
     of borrowers
   • Utilizing a clear, objective and measurable loan grading system
5. Loan Documentation Procedures That Will
   • Identify the Borrower’s legal structure
   • Identify, value and properly classify the collateral (emphasizing
     appraisal reviews)
   • Evidence the debt outstanding
   • Attach the bank’s security interest in the collateral
   • Perfect the bank’s lien position in the collateral
6. Effective Loan Portfolio Management
   • Defining the expectations of loan officers in the management of
     their loan portfolio
   • Using Loan Agreements, Covenant Compliance Reports and other
     monitoring tools to manage the loan portfolio
   • Adopting prudent commercial real estate loan workout strategies
     for problem loans
7. Calculating and Maintaining an Adequate Allowance for Loans and
   Lease Losses
   • Reviewing and Documenting the methodology  TRAINING METHOD Presentation Discussion Case Study Evaluation

Jadwal Pelatihan Gemilang Training Tahun 2026

• Batch 1 : 7 – 8 Januari 2026
• Batch 2 : 11 – 12 Februari 2026
• Batch 3 : 4 – 5 Maret 2026
• Batch 4 : 8 – 9 April 2026
• Batch 5 : 6 – 7 Mei 2026
• Batch 6 : 10 – 11 Juni 2026
• Batch 7 : 8 – 9 Juli 2026
• Batch 8 : 5 – 6 Agustus 2026
• Batch 9 : 9 – 10 September 2026
• Batch 10 : 14 – 15 Oktober 2026
• Batch 11 : 4 – 5 November 2026
• Batch 12 : 2 – 3 Desember 2026

Catatan : Jadwal tersebut dapat disesuaikan dengan kebutuhan calon peserta pelatihan.

Investasi dan Lokasi pelatihan:

Yogyakarta, Hotel 101 (6.000.000 IDR / participant * syarat & ketentuan berlaku)

Jakarta, Hotel Amaris Kemang (6.000.000 IDR / participant * syarat & ketentuan berlaku)

Bandung, Hotel Neo Dipatiukur (6.000.000 IDR / participant * syarat & ketentuan berlaku)

Bali, Hotel Ibis Kuta (6.000.000 IDR / participant * syarat & ketentuan berlaku)

Surabaya, Hotel Amaris, Ibis Style (6.000.000 IDR / participant * syarat & ketentuan berlaku)

Lombok, Sentosa Resort (6.000.000 IDR / participant * syarat & ketentuan berlaku)

Catatan : Apabila perusahaan membutuhkan paket in house training, anggaran investasi pelatihan dapat menyesuaikan dengan anggaran perusahaan.

Fasilitas :

Module / Handout

FREE Flashdisk

Sertifikat

FREE Bag or bagpackers (Tas Training)

Training Kit (Dokumentasi photo, Blocknote, ATK, etc)

2xCoffe Break & 1 Lunch, Dinner

FREE Souvenir Exclusive

Training room full AC and Multimedia